What do you do When You Just Can’t Seem to Stop Spending? In this article I have listed and explained 5 ways to stop unusual spending when it seems impossible. This is something you should not miss for any reason!
My family maintains a vigilant eye on the state of our finances. We provide a tithe. We are putting money down for our retirement as well as for our daughter’s schooling and any other costs that may arise in the future.
Every purchase we make, with the exception of our home, is done so with cash. In a nutshell, we get practically everything, if not everything, “right.”
My inability to complete all of the activities stated above is the primary contributor to the state of my finances… It’s the spending that happens when I’m not in a good place emotionally or spiritually.
5 Ways to Stop Unusual Spending When It Seems Impossible
I have picked up a few strategies that help me deal with the hurt/spending connection. You too can emulate it. It works fine for me, from my personal experience.
1. Have your budget in written form.
Having a strategy for your financial situation is quite crucial. We are in the fortunate position of having a modest amount of money set aside in the monthly budget for each member of the family to use for whatever it is that they might require or desire. Because of this fund, I am able to make a few discretionary extra purchases. As a result, I do not experience feelings of deprivation or being dominated by the budget.
In addition to this, we offer distinct sections for things like apparel. If I haven’t put together enough money in my savings account to make a purchase, I won’t even go into certain businesses. In order to avoid the temptation to spend more money than I intended, I am more prone to shop at bargain or thrift stores.
2. Tell someone else about the way you are now feeling.
When I’m bottling up my emotions and suppressing something inside of me, I have a greater propensity to spend more money shopping. When I am able to talk to someone, whether it be my partner, a friend, or another support person, I experience less isolation and am more likely to look for healthy ways to cope with difficult situations.
3. Participate in additional activities that bring you joy.
One of the reasons I decided to start a blog was because I frequently found myself purchasing and clicking on links in promotional emails whenever I went online. When I sit down in front of my computer, I find that I want to write more than I want to go shopping.
When there is some kid-free time, my friends and I have a habit of going shopping. I’ve also noticed this in myself. When we have more time on our hands, it is much simpler to run errands like going food shopping or to run other errands. On the other hand, going to a department store or a large box store is also a simpler option.
Coffee shops have quickly become one of my go-to destinations whenever I have some time to myself without the kids. It is true that this will require some financial outlay; nevertheless, compared to a trip to Target that costs more than $100, I can more easily afford a $3 coffee.
4. Refrain from making the actual purchase.
NOTE: If you don’t have a lot of self control, I wouldn’t advocate doing this!
When I have some free time, one of my favorite things to do is simply browse the content of my favorite websites. I have a habit of putting things in my cart that I have no intention of really buying. You should be aware, on the other hand, that in a few days, you will probably start receiving emails with more discounts to encourage you to complete your purchase. These emails will be sent to you.
5. Determine the true answer to the problem.
The solutions presented above are simply coping methods for the issue of excessive spending. In order to make significant headway, you will need to attend to whatever heart issues you are now suffering.
Spend some time with God, think about how you feel, and then look for professional assistance.
If you’ve reached the point where shopping has become an addiction for you (in the same way that drugs or alcohol can be), it’s critical that you take your path to recovery seriously.
You may be doing all the “right” things financially and on paper, but if you have a hurt that is pushing you to overspend, you will never really achieve financial health unless you discover a real remedy. This is true even if you are doing all the “right” things financially and on paper.
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